40+ and Fabulous Moving Foward, Fierce, Focused and Full of Life by Sondra Wright

Moving forward fierce, focused and full of life!

40+ and Fabulous Moving Foward, Fierce, Focused and Full of Life by Sondra Wright - Moving forward fierce, focused and full of life!

Divas In Defense: Legit or Scam?

11-24Divas In Defense is a self-defense program offering personal safety and self-defense workshops for women and girls. The company also offers a Train The Trainer program; a licensing structure touted as a “Business In A Box,” allowing individuals with no prior self-defense expertise the opportunity to certify as trainers and build their own Divas In Defense business. But is the opportunity real, or just another business scam?

If you have landed on my site, chances are you were impressed with a self-defense class or perhaps something you heard on a Divas In Defense Trainer Opportunity Call. You’re probably considering joining the Divas In Defense team and just want to make sure you have the information you need before making your final decision, such as the viability of the organization, their reputation, the demand for the products and classes, and the strength of the brand in the marketplace. I want to congratulate you for doing some research.

Once you decide this is the business for you, you’ll be asked to sign a licensing agreement. Since this is a legally binding agreement, you’ll want to do everything in your power to protect your interest before signing on the dotted line.

As you ponder this business investment there are naturally a number of question you are asking yourself in determining if a Divas In Defense operation is right for you:

  • What am I really getting for the money
  • Will my investment and fees be worth the return
  • Will I receive all the benefits promised in my training and licensing package
  • Will they live up to the full agreement
  • Will they provide extensive training or just a sketchy marketing plan
  • Will they provide the level of support I need and expect
  • Is the system designed with MY success in mind
  • Are there any unexpected or hidden costs
  • How responsive will they be to me
  • Will I get everything that’s promised before, in, and after the agreement

The last thing you want is for your dream of business ownership to become a nightmare so no matter how friendly or professional the owners, management, or sales team may be, you should not rely solely on those conversations. After all, they’re not working for you. If your preliminary research has you really interested, engage a qualified attorney to help you do your due diligence, thoroughly analyze all documents and help you with further considerations like:

Default/termination. What happens if they breach the agreement? Will they make corrections within a reasonable time? What happens if it’s not corrected in a reasonable timeframe? What are the consequences?

Legal issues. What happens if there’s a dispute between the two of you? Will they work towards an amicable resolution? Will you end up in court?

Remember, your objective going in is to make money; not to get scammed or be made a fool of. Don’t jump in with your eye wide closed! This is a business decision you are making so protect yourself by doing your homework, gathering information and facts, and asking lots of questions. The next step; talk to someone, like myself, who is or has been a Divas In Defense trainer and licensee. Getting the honest feedback of someone who has invested their time and money should be a very important step in finding out if this company and opportunity is a legitimate and safe investment for you.

 

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NC Insurance Companies Employ “Gangsta” Tactics to Strong Arm Homeowners Into Higher Premiums

7-23For those of you who have ever opened your mail and felt bullied by big business, you will definitely feel my pain here. But hundreds of thousands of unsuspecting NC residents have opened their mail this week and felt the sting of being bullied by their insurance companies, in a letter that goes a little something like this….

Dear Mr. and Mrs. Sucker;

At East Coast Gangbangers Insurance we value your blah, blah, blah. We are issuing this notice as fair warning of a brutal assault against your homeowner’s premium. Your homeowners policy is about to renew and at that time we will offer you an exorbitant increase that you WILL NOT refuse.

Since we recognize that the new rate is HIGHER THAN THE RATES OF THE NORTH CAROLINA RATE BUREAU, we have devised a predatory price scheme that will allow us to legally screw you over, while remaining compliant with NC Statutes. In order to do this, we will require you to sign and return the enclosed form, agreeing to Gangbangers increase to your coverage, at a rate that exceeds what is allowable by the NCRB.

Your failure to sign and return the form to your Gangbanger agent will subject you to high risk losses including GUARANTEED CANCELLATION OF YOUR HOMEOWNERS POLICY.

If you have any questions, don’t call us – we don’t care!

Sincerely,

The Screw You Over Division                                                                                                                                                                                                             East Coast Gangbangers Insurance

I don’t know how you feel about this, but I liken it to someone holding a gun to your head, and forcing you to sign the suicide note. Talk about forced compliance and a true imbalance of power!

This post is solely the opinion of it’s author, Sondra Wright, and does not express the views of East Coast Gangbangers Insurance Company or the North Carolina Rate Bureau.

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Evolving Creativity: Mid-Life, Boomers and Bold New Directions

craft fair 1Juanita Dix has been a graphic designer for the past 28 years, but recently she felt creatively inspired to take her passion for art in a bold new direction: an inspiration that would lead the baby-boomer, entrepreneur to a new business venture at the age of 59.

“I’ve always loved art. My high school had a very progressive art program with classes in painting, sculpting and design, that Interacted with one another. When I was in my 20s I earned an Associate’s Degree in Commercial Art. This was, of course, before computers and we did everything on drafting boards; layout, paste up and used press type for mechanicals. I started j.d. Design in 1985, a few years before computers were being utilized for design. When I look back now, the first computer I used in my business had a 20 megabyte hard drive and was one of the first Macs that came out!! As technology and programs developed, I found that in this business, you learn as you go, advancing my design knowledge to always give more to my clients. Since 2004, the internet has added a whole new dimension to my creativity. This digital time is exciting and ever-changing…almost to the point where it’s hard to keep up with all the new developments that seem to happen every day.

About 1990 I started developing an “effect” to a “cause” that grew worse and more debilitating as the years went by. The “effect” seemed to exacerbate, with each death in my immediate family. In 2003, when I moved to Florida I came to a point in my life where I couldn’t take it anymore. I had tried many doctors and mental health professionals and nobody had any ideas on how to help me. I was growing more anxious every day with “inside jitters.” To calm myself, I started spending more time outside; at the beach, or on my lanai, and discovered that the evergreen tree in my backyard had really long needles, longer than I’ve ever seen. During the Fall the needles would drop and form a thick, carpet like covering on the ground, and I thought, “there has to be something I can do with these.” With a little online research, I discovered that pine needle baskets were an old Indian art form which used these extra-long needles. This was my first step in the evolution of creative crafting. I found some books at the library and gave it a try. After a first few basket attempts that didn’t come out too bad, I decided to take some classes. I’m not yet an expert, but I’ve come a long way and am making some pretty decent baskets that are not only nice looking, but functional, and it gives me something creative to do with my jittery hands.

Since then, two additional creative crafts were born; beautiful beachy twig wreaths I create, using the limbs from the Jacaranda and Rain trees in my yard, and lovely paper maché bowls, from all the junk mail I get every day. Making something functional and beautiful out of these free resources allows me to look at recycling differently now. I see the things we throw away and ask how can I use this in a good way? So, I have a new business now.

My design work continues to evolve, and helping someone build their business to be prosperous is something that I love doing. The wreaths, baskets and bowls give me a special satisfaction knowing they will end up in someone’s home and will be something they enjoy for a long time. It takes a lot of time and effort to craft each item but it’s truly a labor of love. It keeps my hands busy, and gives me a feeling that I’m being productive. In my mind, I’m always creating, and as I grow older it keeps me looking forward. I used to paint when I was in high school…my next evolution…is to start doing that again.”

Juanita offered this piece of advice for anyone hungering to try something new.

“I don’t think it’s ever too late to start a new venture or idea, just take advantage of the resources available to you, and by adding a little creativity to your life, whether it’s business or home it’s always inspirational and ageless!”

 

 

 

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Boomer Women in Business: Tips to “Boom-Her” Business

www.thebbnews.com

I get so excited every time I hear a report of the record number of boomer women who are starting their own businesses. In fact, it’s been said that boomer women represent the fastest growing segment of entrepreneurs. Whoo Hoo!!

In my 15 years as an entrepreneur I’ve seen businesses come and go primarily because they don’t know what it takes to have staying power in their industry. And many of you are wondering right if this is a good time to launch your business or what the future of your business might be in a struggling economy.

To be a successful entrepreneur, you must acquire the ability to think a certain way. I’ve been fortunate to attend workshops and conference and learn from some great coaches and trainers on how to build a solid business. But I had never been mentored in developing the mental, spiritual and emotional stamina to withstand potential challenges. So since the burned hand teaches best, I want to share 3 small tips that have served me well in business.

1.  There are a lot of people walking around with skills and gifts and talents and passions but that’s not enough to be in business. Poor management is the #1 reason new businesses fail! There must be someone n position who is going to study, organize, plan and control all activities of its operations; who’s going to make sure the IRS get’s paid and payroll and employment laws are adhered. If you like to create but can’t be can’t be bothered with those kinds of trivial details, you must add someone to your team who can.

2.  When is doubt, wait and never act out of fear! When fear shows up in your business you have to go inside of yourself and whisper “peace be still” asking yourself how do I choose to be present right now? Deciding how to show up (ex. I show up committed, confident, determined) in a situation puts you back in the power seat.

3.  Be convinced that there is no competition – there is only you. Being in a greedy, selfish, competitive mindset causes you to repel success not attract it. The fastest path to success is when you collaborate and co-create with people in similar industries as yours, not compete with them. Of course you don’t have to disclose your intellectual property or trade secrets to them but you are to work collaboratively with them. No one can beat you, to what belongs to what belongs to you.

4.  Don’t question whether the current economic climate presents the right timing to step out as a boomer-preneur. Simply trust that it is. Make up your mind that regardless of what may be going on in the world this is the greatest time of opportunity for you. Train yourself to think in this way. Mindset is your greatest asset.

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